What are the fees associated with using Farmers Bank & Trust Co. services?

Farmers Bank & Trust Co. offers a variety of financial services, and with those services, there may be associated fees that can vary depending on the specific product or service utilized. For instance, when it comes to checking and savings accounts, there might be monthly maintenance fees, which can be waived if certain balance requirements are met or if specific account conditions are fulfilled. Additionally, there may be fees for overdrafts, wire transfers, or insufficient funds, which customers should be aware of. Regarding loans, Farmers Bank & Trust Co. may charge origination fees, late payment fees, and prepayment penalties, depending on the loan product. It is also important to note that there might be fees associated with services like safe deposit boxes, notary services, or even electronic payments. To have the most accurate and up-to-date information about fees and charges, customers should refer to Farmers Bank & Trust Co.'s official web page. The website typically contains a comprehensive list of fees associated with various services, along with any terms and conditions that may apply. This ensures that customers have all necessary information at their fingertips, making it easier for them to understand potential costs before committing to a service. Furthermore, fee structures can change over time, so it is always a good idea to review the most current information directly from Farmers Bank & Trust Co. or inquire about specific fees when opening an account or applying for a service. Staying informed will enable customers to make the best financial choices based on their individual needs and circumstances.