What are the coverage options available from FM Global?

FM Global offers a diverse range of coverage options tailored to meet the unique needs of businesses, particularly those involved in manufacturing, distribution, and other industrial sectors. Their primary focus is to provide property insurance solutions designed to protect against risks such as fire, explosion, machinery breakdown, and natural disasters. The cornerstone of FM Global's coverage is its property insurance, which encompasses a robust array of protections for buildings, equipment, inventory, and other physical assets. In addition to standard property coverage, FM Global provides specialized insurance programs that address specific industry needs. These can include coverage for equipment breakdown, which safeguards businesses against losses resulting from mechanical failures, electrical issues, and more. FM Global also offers business interruption coverage to compensate for lost income during periods when operations are halted due to covered events. Another significant aspect of FM Global's offerings is its focus on risk management solutions. Their approach emphasizes proactive risk assessment and mitigation, allowing businesses to enhance their safety measures and minimize the likelihood of loss. This may include tailored engineering services that help identify potential hazards and recommend solutions. Furthermore, FM Global provides additional coverages that may include environmental liability insurance, personal goods coverage, and other relevant options depending on the policyholder's specific exposures. The broad range of coverage options, combined with a strong commitment to risk management and engineering expertise, positions FM Global as a valuable partner for businesses seeking comprehensive protection. For a complete overview of available coverage options and specifics on how they can be tailored to meet the needs of a business, it is beneficial to refer to the official FM Global website, where they present detailed information about their insurance solutions.