What fees apply to checking and savings accounts?

Fees associated with checking and savings accounts can vary depending on the specific terms and conditions set by Dollar Bank. Generally, there are a few common types of fees that account holders might encounter. One of the most prevalent fees is the monthly maintenance fee, which is often assessed on checking accounts unless certain requirements are met, such as maintaining a minimum balance or setting up direct deposits. Another potential fee to be aware of is the overdraft fee. This fee is charged when an account holder spends more than their available balance. Dollar Bank offers various overdraft protection options that may help prevent this fee from being incurred. Additionally, there might be charges for using ATMs outside of the bank's network. While many banks offer a certain number of fee-free ATM withdrawals, using an ATM that is not affiliated with Dollar Bank could result in additional fees. For savings accounts, withdrawal limits may apply. Many savings accounts allow only a limited number of transactions per month, and exceeding this limit might lead to fees or restrictions on the account. Furthermore, some accounts may also have fees for falling below a minimum balance. It is advisable for customers to review their account agreements thoroughly or check the Dollar Bank website for detailed information on specific fees and requirements that apply to their accounts. Understanding these details can help account holders manage their finances and avoid unnecessary fees.