Is there a minimum balance requirement for Digit?

Asked 4 months ago
Digit does not impose a minimum balance requirement on its users, which allows for more flexibility and accessibility to its savings features. This means that users can start saving money without the pressure of maintaining a specific balance in their account. Instead, the service focuses on automated saving by analyzing users’ spending habits and moving small amounts of money into savings when it determines they have extra funds available. It is important to note, however, that while there is no minimum balance requirement, users should always consider their financial situation and ensure they have enough funds for their regular expenses. For the most current information regarding account details and policies, checking the official Digit website is recommended, as it can provide the latest updates and specifics related to their services.
Jeff Whelpley is the editor / author responsible for this content.
Answered Jul 24, 2025

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