What are the fees and charges associated with Citibank accounts?

Citibank accounts can be subject to various fees and charges, which may vary based on the type of account, the account holder's specific circumstances, and local regulations. Generally, fees associated with Citibank accounts include maintenance fees, overdraft fees, ATM fees, and foreign transaction fees. Maintenance fees are often charged monthly for account upkeep, but these fees can sometimes be waived if the account holder meets certain requirements, such as maintaining a minimum balance or setting up direct deposits. Overdraft fees are applicable when an account holder withdraws more money than their available balance, creating a negative balance. When using a Citibank ATM, account holders may face fees if they exceed a certain number of free withdrawals or use an ATM outside of the Citibank network. Foreign transaction fees come into play when account holders use their debit or credit cards for purchases made in a foreign currency or overseas. It is important to note that the specific amounts for these fees can depend on the individual account type, and they can change from time to time. For the most accurate and up-to-date information regarding fees and charges on particular Citibank accounts, individuals may want to visit the official Citi website or refer to their account terms and conditions. This enables potential account holders or current customers to obtain detailed information relevant to their accounts based on their usage and preferences.