Are there any restrictions on earning or redeeming Thank You points?

Yes, there are certain restrictions that come with earning and redeeming Thank You points through the Citi Thank You Rewards program. First and foremost, the ability to earn points can depend on the specific credit card you have and the types of purchases you make. For instance, certain cards may provide bonus points for spending in specific categories, such as dining or travel, while others may offer a flat rate on all purchases. Additionally, there may be limits on the number of points that can be earned in a given time period with promotional offers. When it comes to redeeming points, there are also guidelines to keep in mind. Thank You points can generally be redeemed for travel, gift cards, merchandise, or even cash back. However, the number of points required for different redemption types can vary, and some options may require a minimum number of points to be available for redemption. Furthermore, it is important to note that Thank You points typically expire if there is no account activity within a certain timeframe, so maintaining activity on your account can help ensure your points remain valid. For the most current and detailed information, users may find it useful to refer to the official Citi Thank You Rewards website or to check their specific cardholder agreements, where they can find the most accurate information regarding restrictions and guidelines.