Can I consolidate my existing student loans with Citi Student Loans?

Citi Student Loans offers options for student loan consolidation that can be beneficial for borrowers seeking to manage their existing loans more effectively. Generally, loan consolidation allows borrowers to combine multiple student loans into a single loan, simplifying monthly payments and potentially extending the repayment term. This may provide some financial relief, especially if you are managing multiple loans from different lenders. Citi Student Loans typically provides services that may allow borrowers to consolidate eligible federal and private student loans. However, it is important to note that when consolidating federal loans, borrowers may lose certain federal benefits, such as loan forgiveness opportunities or income-driven repayment plans. Before making a decision to consolidate with Citi Student Loans, it is advisable for borrowers to carefully review their existing loan details, interest rates, and repayment options. Each individual's financial situation is different, and consolidation may not be the best choice for everyone. Borrowers should also take the time to explore different loan products and compare the terms and conditions. For the most accurate and relevant information regarding consolidation options, it may be helpful to visit the official Citi Student Loans website, where current details and contact information are available.