What are the fees associated with different accounts?

Fees associated with various accounts at Chartway Federal Credit Union can vary depending on the specific account type and the services utilized. Typically, there are monthly maintenance fees, overdraft fees, and fees for specific services such as wire transfers, stop payments, or returned checks. For example, some checking accounts may have a monthly maintenance fee, which can sometimes be waived if certain criteria are met, such as maintaining a minimum balance or making a specified number of transactions each month. Savings accounts usually have lower fees, but there may be transaction limits, and exceeding those limits could result in additional charges. It is also important to consider fees related to loans, such as late payment fees or origination fees. To gain a comprehensive understanding of the fees associated with each account type, it is advisable to review the current fee schedule, which is typically available on Chartway’s official website. This resource can provide detailed information on all applicable account fees, including any potential waivers or exemptions. Always ensure to stay informed about changes in fees or terms, as they can evolve over time.