What should I do if I lose my Capital One card?

Asked 5 months ago
If you lose your Capital One card, it is important to act promptly to protect your financial information and avoid unauthorized charges. First, you should log into your Capital One account online or through the mobile app. This will provide you the option to temporarily lock your card, which can prevent any transactions from being processed while you search for it. If you are unable to locate the card and believe it is permanently lost, you should report it as lost through your account or by calling the number provided on the Capital One website. Once your card is reported lost, Capital One will issue a replacement card, and you may need to update your payment information with any merchants where you have recurring transactions. Additionally, keeping an eye on your account for any suspicious activity is wise after losing a card. For specific instructions and contact details, it is advisable to visit the current Capital One website.
Jeff Whelpley is the editor / author responsible for this content.
Answered Jul 7, 2025

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