Are there fees associated with Capital One Bank accounts?

Asked 4 months ago
Capital One Bank generally offers a range of account types, and fees can vary based on the specific account and its features. For instance, many of their checking and savings accounts have no monthly maintenance fees, especially if certain requirements, such as minimum balance thresholds or direct deposit, are met. However, some accounts may have fees for services such as overdrafts, insufficient funds, or wire transfers. Additionally, if a customer uses an out-of-network ATM, there could be fees charged by both the ATM owner and Capital One. It is important for customers to carefully review the terms and conditions of their specific account type to understand any potential fees. For the most accurate and up-to-date information regarding fees related to specific accounts, individuals can look on the current Capital One website.
Adam Goldkamp is the editor / author responsible for this content.
Answered Jul 26, 2025

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