What coverages are included in my policy?

California Casualty insurance policies typically include a variety of coverages tailored to meet the needs of their clients, particularly for those in specific professions such as educators, first responders, and other public service employees. The core coverages often featured in a standard auto policy include liability coverage, which helps cover costs related to bodily injury and property damage sustained by others in an accident for which you are found to be at fault. Additionally, there is usually coverage for medical payments or personal injury protection, which assists with medical expenses for the policyholder and any passengers in the insured vehicle, regardless of fault. Furthermore, comprehensive coverage is often part of the offering, covering damages to the insured vehicle from non-collision incidents such as theft, vandalism, or natural disasters. Collision coverage is also commonly included, which pays for damages to the insured vehicle resulting from a collision with another vehicle or object. For homeowners or renters insurance, California Casualty generally provides coverage for personal property, liability protection, and additional living expenses in case the insured property becomes uninhabitable due to a covered loss. To understand specific details regarding what is included in any particular policy, one can refer to the policy documents or the California Casualty website for further information. Reviewing coverage limits, deductibles, and any optional add-ons or endorsements is also advisable to ensure adequate protection tailored to individual needs.