Are there any limitations on coverage for pre-existing conditions with Blue Cross Blue Shield (MA)?

Asked 2 years ago
When it comes to pre-existing conditions, Blue Cross Blue Shield of Massachusetts generally provides coverage without limitations, particularly for individual and group health plans. The Affordable Care Act mandates that insurance plans cannot deny coverage or charge higher premiums based on health status or pre-existing conditions. This means that individuals looking to enroll in a plan from Blue Cross Blue Shield of Massachusetts will find that their pre-existing conditions are not a barrier to obtaining health coverage. However, it is essential to note that while coverage for pre-existing conditions is guaranteed, specific benefits related to those conditions may vary depending on the plan selected. Some plans might have waiting periods for certain services or treatments associated with a pre-existing condition, especially if the condition was diagnosed shortly before enrollment. For detailed information on what is available in a specific plan, it would be beneficial to review the plan documents or the current web page. There, users can find specific terms and benefits that apply to their situation.
Adam Goldkamp is the editor / author responsible for this content.
Answered Jul 22, 2025

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