What should I do if there are unauthorized charges on my account?

If an individual detects unauthorized charges on their Bloomingdale's Credit account, it is important to take immediate action to address the situation. First, the individual should carefully review their recent statements to ensure that the charges in question are indeed unfamiliar or unauthorized. Sometimes, transactions may appear as unfamiliar due to the merchant's display name, so it is helpful to verify purchases made by family members or recent online transactions. Once unauthorised charges are confirmed, the individual should document the details of these transactions. This includes noting down the date, amount, and a description of each unauthorized charge. Proper documentation can serve as useful reference material for any follow-up actions. Subsequently, the individual should consider relying on the resources available on the Bloomingdale's Credit website for guidance on disputing unauthorized charges. This may involve submitting a formal dispute through their online account management portal or following specific instructions provided on the site. Additionally, securing one's personal information is vital, so the individual should also review their account security measures. This might include changing passwords or ensuring that two-factor authentication is enabled if available. Checking for any other suspicious activity across other accounts is also prudent. Remaining vigilant about account activity and reporting unauthorized charges promptly contributes to protecting oneself from potential fraud. For the latest information or support regarding disputes, the individual might find the Bloomingdale's Credit website to be a valuable resource.