What are the fees for using Barclays debit cards abroad?

Asked 2 years ago
When using a Barclays debit card abroad, customers may encounter certain fees, particularly when making purchases or withdrawing cash. Generally, Barclays charges a foreign transaction fee when the transaction is made in a currency other than British pounds. This fee is typically a percentage of the transaction amount. Additionally, there may be fees associated with using an ATM overseas. Some ATM operators outside of the United Kingdom may charge their own fees for transactions, and these charges can vary. It is also important to note that exchange rates applied to transactions made abroad may differ from the rates customers see for currency exchanges at banks or currency exchange services. Barclays applies its own exchange rates, which can impact the final amount charged when spending in foreign currencies. Some Barclays debit cards may offer features that can reduce or eliminate overseas transaction fees, so it may be beneficial for customers to review their specific card terms. Customers should also be aware that when traveling, being asked to pay in pounds rather than the local currency may result in dynamic currency conversion fees, which can be higher than standard credit or debit card charges. For the most accurate and up-to-date information regarding fees and charges associated with using Barclays debit cards abroad, customers are encouraged to visit the official Barclays website. There, they can find detailed information relevant to their specific card type and travel plans.
Christian Allen is the editor / author responsible for this content.
Answered Jul 6, 2025

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