What fees are associated with using my debit card abroad?

When using a debit card abroad, there can be several fees that a customer might incur, depending on the policies of BankUnited. Commonly, one of the most noticeable fees is a foreign transaction fee, which is typically a percentage of the transaction amount and can range from one to three percent. Additionally, there may be currency conversion fees when purchases are made in a different currency, which may also vary. Some merchants abroad may offer to process transactions in United States dollars. It is important to note that this option can sometimes result in higher exchange rates and additional fees, so customers should be cautious. Another consideration is that using an automated teller machine, or ATM, while overseas might incur access fees from the local bank, as well as potential surcharge fees from BankUnited. Users are encouraged to review the specific terms and conditions offered by BankUnited regarding international debit card usage. For the most accurate and up-to-date information, checking BankUnited's official website can provide essential details on fees and any limitations that may apply.