What fees are associated with my checking account?

Bank of Texas offers a variety of checking accounts, and the fees associated with each account may vary based on the specific type of account you hold. Generally, common fees that may be associated with checking accounts include monthly maintenance fees, overdraft fees, and charges for insufficient funds. Monthly maintenance fees are typically waived when certain minimum balance requirements are met or if certain account activity criteria are satisfied. Overdraft fees are applied when an account holder spends more than the available balance in their account. This fee ensures that transactions may still be processed even if sufficient funds are not available at the time. It is important to note that these overdraft protection features may come with their own specific terms and conditions. Additionally, there may be fees for ordering checks, using non-network ATMs, or making international transactions. Each checking account type may have its own unique fee structure, so it is always a good idea for account holders to carefully read the account terms and conditions provided at the time of account opening. It can be quite helpful to check the Bank of Texas website for detailed information about the specific fees associated with your checking account. There, account holders can often find information about account types, fee schedules, and any current promotions that may be available. It is advisable to stay informed and periodically review the fee structure, as these may change. Understanding these fees can help account holders manage their finances more effectively and avoid unexpected charges.