What are the fees associated with using Bank of Stockton's services?

Bank of Stockton has a variety of services, and the associated fees can vary depending on the specific products and services utilized by customers. Generally, fees may apply to checking and savings accounts, loans, credit cards, and other financial services. For instance, certain checking accounts may have monthly maintenance fees, which could potentially be waived depending on account balance or activity level. Additionally, if customers use ATMs outside of the Bank of Stockton network, they may incur transaction fees. It is important to note that specific fees may also apply to overdrafts, returned items, wire transfers, and special services like stop payments or account research. Loan services may have origination fees or early repayment penalties, which can be relevant to those considering financing options. For the most accurate and up-to-date information on fees, it is advisable to refer to Bank of Stockton's official website or to consult the fee schedule typically provided when opening an account or signing up for services. These resources will give you a comprehensive overview of all costs associated with the services you are interested in. Being informed about fees can help customers make better financial decisions tailored to their needs and circumstances.