What happens to my points if I close my BMO account?

Asked 3 months ago
When a customer closes their BMO account, the BMO Rewards Program typically requires that any accumulated points associated with that account be forfeited. This means that if the account is closed, the points will no longer be available for redemption or use. It is important for customers to fully utilize their points before closing their accounts. Customers who are planning to close their accounts may want to check the specific terms and policies outlined on the BMO Rewards Portal, as details can vary based on individual circumstances or promotional conditions. Additionally, if there are any questions about the status or potential impact on earned points, consulting the official BMO site may provide further clarity or updated information regarding points expiration and account closures. Remember that points can often provide valuable rewards, so it is advisable to make the most of them prior to account closure.
Jeff Whelpley is the editor / author responsible for this content.
Answered Sep 3, 2025

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