Are there age or health restrictions for policy approval?

Asked 4 months ago
Assurity Life Insurance Company may have specific age and health criteria that apply to their various insurance policies. Generally, age restrictions can vary depending on the type of insurance product, such as life insurance, health insurance, or disability insurance. Many insurance companies, including Assurity Life, often require applicants to fall within a certain age range to qualify for coverage. Younger applicants may find more options available to them, while older individuals could face more limitations or different underwriting standards. In addition to age, health history plays a significant role in the approval process. Assurity Life may assess an applicant's medical history, current health status, and lifestyle factors. This could include inquiries about pre-existing conditions, medications, and any recent medical treatments. Each applicant is typically evaluated on a case-by-case basis, and the specifics can depend on the policy type and the individual’s circumstances. It is also worth noting that some insurance plans may offer guaranteed acceptance regardless of health conditions, although these may come with higher premiums or coverage limits. For detailed information regarding specific policies, it may be helpful for individuals to explore the resources available on Assurity Life's website or review their policy documentation, as this will provide the most accurate and relevant details regarding age and health restrictions.
Adam Goldkamp is the editor / author responsible for this content.
Answered Aug 14, 2025

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