What discounts are available for policyholders?

Asked 2 years ago
American National Insurance Company offers a variety of discounts for its policyholders, which can help reduce premiums and provide additional savings. These discounts may vary based on the type of insurance products, such as auto, home, or life insurance. For auto insurance, policyholders may qualify for discounts if they have a good driving record, complete a defensive driving course, or are members of certain organizations. Additionally, multiple policyholders can benefit from bundling discounts by having more than one insurance policy with American National, such as combining auto and home insurance. In terms of homeowners insurance, discounts may be available for having safety features like security systems, smoke detectors, or other protective devices installed in the home. Long-term policyholders can often receive loyalty discounts that reward them for maintaining their coverage with American National over the years. Furthermore, certain occupations or affiliations might also offer eligibility for additional discounts. While the specific discounts can fluctuate and may depend on individual circumstances, it is advisable for policyholders to review their policy or current webpage for the most accurate and up-to-date information on available discounts. Those interested in maximizing potential savings through available discounts should ensure they have the necessary details at hand when discussing their insurance options.
Jeff Whelpley is the editor / author responsible for this content.
Answered Jul 28, 2025

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