How often should I review my insurance coverage?

Asked 4 months ago
It is generally recommended to review your insurance coverage at least once a year. Annual reviews can help ensure that your policies remain relevant to your current situation and adequately protect your assets. Changes in your life circumstances, such as marriage, the birth of a child, job changes, or home improvements, can all impact your insurance needs. Additionally, it is wise to reassess your coverage after major events or milestones, such as purchasing a new home, acquiring valuable items, or experiencing a significant increase in income. These reviews can also help identify any gaps in coverage or opportunities for savings. American Freedom Insurance encourages policyholders to stay informed about their coverage options and to make adjustments as necessary. For specific advice regarding your policy, it may be helpful to look on the American Freedom Insurance website for further resources.
Christian Allen is the editor / author responsible for this content.
Answered Jul 29, 2025

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