What additional insurance benefits come with American Express cards?

American Express cards often come with a variety of complimentary insurance benefits designed to provide cardholders with peace of mind during their travels or purchases. One of the most common benefits includes travel insurance, which may cover unexpected circumstances such as trip cancellations, interruptions, lost luggage, or medical emergencies while traveling. Coverage limits and specific conditions can vary based on the type of card. In addition to travel insurance, American Express cards may also offer purchase protection for items bought with the card. This benefits cardholders by providing coverage against accidental damage or theft for a limited time after the purchase, allowing for replacements or reimbursements. Another benefit can be extended warranty coverage, which may add additional time to the original manufacturer’s warranty on certain purchases made with the card. This coverage aims to provide extra security for significant investments. Furthermore, some premium American Express cards might include rental car insurance, which can cover damages or theft of a rented vehicle when the card is used for the rental transaction. It is always advisable for cardholders to review the specific benefits associated with their individual American Express card, as terms and conditions, including eligibility and coverage limits, may vary. For the most accurate and detailed information, referring to the American Express website can be quite helpful.