Can I still use my credit cards while enrolled in a debt management program with American Debt Enders?

Asked 2 years ago
When you are enrolled in a debt management program with American Debt Enders, the use of your credit cards is typically restricted. This is a common practice among debt management programs, as the main goal is to help you manage and eventually eliminate your debt. Continuing to use credit cards while trying to pay off existing debts could lead to further financial complications. During the program, clients often agree not to incur new debt, which includes the use of credit cards. This restriction helps ensure that all efforts are focused on paying down the debts that have already accumulated. It is important to communicate openly with your debt management counselor about your financial situation and any questions you may have regarding your credit card usage. If you are unsure about specific terms or the policies of your program, it may be helpful to look for contact information on the American Debt Enders website to get detailed guidance tailored to your personal circumstances. Understanding the full implications of a debt management program can assist you in making informed financial decisions.
Jeff Whelpley is the editor / author responsible for this content.
Answered Aug 8, 2025

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