How does AIG handle claims involving uninsured or underinsured motorists?

AIG Auto Insurance has specific procedures in place for handling claims that involve uninsured or underinsured motorists. When a policyholder is involved in an accident with a driver who does not have insurance or lacks sufficient coverage, AIG typically encourages the policyholder to report the incident promptly. This initial report is crucial as it helps to establish the details surrounding the accident and the extent of damages or injuries sustained. After the claim is filed, AIG reviews the circumstances of the incident. They assess factors such as the policyholder's coverage and the applicable state laws regarding uninsured and underinsured motorist coverage. It is essential to note that coverage for these situations may vary based on the specific terms outlined in the policy. The claims adjuster at AIG will evaluate the documentation submitted, including police reports, medical records, and any other relevant information. They will communicate with the policyholder throughout the process to gather necessary details and ensure a thorough review of the claim. Ultimately, the resolution may involve compensation for damages, medical expenses, and any other applicable costs associated with the accident, depending on the policyholder's coverage. For comprehensive information on how AIG handles these claims, it may be helpful for individuals to refer to their policy documents or visit the official website for further guidance.