Do I need to get an estimate before getting my vehicle repaired?

Asked 2 years ago
When considering repairs for a vehicle after an incident, obtaining an estimate can be a critical step, though it may not be a strict requirement. Generally, 21st Century - Auto Insurance Claims encourages policyholders to get an estimate to understand the potential costs involved. An estimate can help ensure that the repairs are covered within the limits of the policy and can facilitate a smoother claim process. Additionally, having an estimate may be beneficial when communicating with your insurance representative, as it provides a clear outline of the required work and costs. It allows for accurate documentation that supports your claim. However, it is important to note that different circumstances may apply based on the type and extent of the damage. For specific guidance and information related to your particular situation, reviewing the terms of your policy or looking on the current web page for additional contact information may prove useful.
Jeff Whelpley is the editor / author responsible for this content.
Answered Aug 18, 2025

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