What fees are associated with accounts at 1st Financial Bank?

1st Financial Bank offers a range of account types, and the fees associated with these accounts can vary based on the specific product and the terms and conditions outlined by the bank. Common fees that customers might encounter include monthly maintenance fees, which may be waived if certain balance requirements are met or if the customer maintains a specific type of account. There are also typically fees for overdrafts, which occur when a customer withdraws more money than is available in their account. Additionally, there could be fees for using out-of-network ATMs, wire transfers, and foreign transactions. It is important to note that some accounts may also have transaction limits, and exceeding these limits may incur additional fees. There might be fees associated with services such as check ordering and paper statements, depending on the chosen options by the customer. For the most current and detailed information regarding specific fees and charges associated with various accounts, customers are encouraged to check the official website of 1st Financial Bank. The website will typically have up-to-date fee schedules and other relevant account information. This way, customers can make informed decisions about the accounts that best suit their financial needs.