If your card is declining despite having money on it, there could be several reasons. Check if your card is active and not expired. Ensure that you are entering the correct PIN and that your transaction amount does not exceed the balance on the card. Additionally, some merchants or transactions may not be accepted by Direct Express. If the issue persists, we recommend looking at the most up-to-date contact information available on this page for assistance.
Asked Dec 4, 2025 11:13 PM